Many people know about the existence of virtual banking. But not all financial organizations have managed to introduce it yet. If a person has opened a loan in a bank that does not keep up with the times and does not provide remote account management, this does not mean that they will not be able, for example, to repay the loan without leaving home.
Now on the Internet, it is not difficult to find interesting services through which you can make a loan payment. These services are universal, that is, they agree to make credit payments through themselves in any financial organization. Naturally, no one will conduct such a procedure for free. For such a service usually charge an amount of 1-3%. This is not so much, especially if the loan and the mandatory payment for it are small. Usually, paying such a commission is much more profitable than a personal visit to the lender.
Features of internet services
Before using the services of such a convenient service, you should get acquainted with the features of their work and understand the principle of choosing a specific site. This site is not associated with any banking institutions, it is a separate organization, that is, it acts as an intermediary. As compensation, he takes a certain percentage of the transferred amount. For small transfers, they can set the minimum amount of their commission.
The transfer of funds is made exclusively to the details specified by the borrower. If any of the payment details are not in the system during the payment process, the user sees an error message, and the operation is refused.
The user enters the information independently, so you should be very careful and double-check everything several times before sending it. If an incorrect account number is entered during the filling out of the form and funds are spent on it, the service will not be held responsible.
Since the transfer is made via a third-party service, this procedure may take several days. It is best to make the payment no later than three days before the deadline for making the mandatory payment. The transaction fee is charged immediately when the amount specified by the user for the bank is debited.
Such services must guarantee the safety of personal data and delete all information about the client immediately after the operation. The site must have a support service or call center numbers so that in the event of system failure, the problem can be resolved in a short time.
To pay for a loan from home through such special services, the user must have a valid card with a positive balance. Funds are not withdrawn from it immediately, but only after checking all the details and confirming that they match. Money is only credited to a correspondent bank account by Internet services. The distribution of the clients of this money, the banking organization has conducted on its own within one working day.